Home » Real Estate » CO » Loveland » 80538 »
$2,300,000
3913 Valley Oak Dr, Loveland, CO, 80538
5
Beds
5
Baths
4,791
Square Feet
Incredible opportunity awaits w/ this west-facing 5-bed, 5-bath home offering panoramic views + flexible multi-generational layout. 3 bedrooms, living and family rooms, and formal/informal dining with built-ins are on main level. Gourmet kitchen with new Wolf induction range, built-ins, walk-in pantry, and eating bar. Laundry with LG steam washer/dryer. Oversized garage with epoxy floors, EV charger, and hot/cold water. Trex deck with retractable sunshades. Walkout lower level features 2 bedrooms w/ Jack-and-Jill bath, bonus room, wet bar rough-in, large rec room to patio, unfinished storage/expansion area, +lower garage with boat ramp access. Upgrades include newer HVAC, tankless water heater, humidifier, central vac, retaining wall, decks, landscaped yard + One Year Home Warranty.
Offered By
Sally Brent 9704812037, Group Centerra
Property Details
Property Type
Residential
Status
Active
Bedrooms
5
Bathrooms (Full)
3
Property Sub Type
Residential-Detached
Square Feet
4,791
MLS #
1049649
Bathrooms (¾)
1
Bathrooms (Half)
1
Flooring
Wood Floors
Appliances
Electric Range/Oven, Self Cleaning Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Trash Compactor, Disposal
BATH FEATURES
Bath
LAUNDRY FEATURES
Sink, Washer/Dryer Hookups, Main Level
FIREPLACE FEATURES
2+ Fireplaces, Gas, Gas Logs Included, Family/Recreation Room Fireplace
Heating
Forced Air, Humidity Control
Cooling
Central Air, Ceiling Fan(s), Whole House Fan
Utility Features
Natural Gas Available, Electricity Available, Cable Available
SEWER
District Sewer
WATER SOURCE
District Water, FTC/LVLD District
Year Built
1991
Basement
Full, Walk-Out Access
FINISHED BASEMENT SIZE
2175.0
ARCHITECTURAL STYLE
Ranch
Roof
Composition
Parking Features
Garage Door Opener, Oversized
Lot Features
Fire Hydrant within 500 Feet, Lawn Sprinkler System, Level, Lake Access, Lake Front
Garage spaces
3
Other Structures
Workshop
View
Mountain(s), Foothills View, City, Water
CITY
Loveland
SUBDIVISION
Boyd Lake North
COUNTY
Larimer
AREA
Loveland/Berthoud
STATE
CO
SENIOR COMMUNITY
No
HOA
1
TAX AMOUNT
6434.0
HOA FEE
450.0
HOA FREQUENCY
Annually
LATEST UPDATE
2026-01-16T21:10:25.678Z
DAYS ON MARKET
2
PRICE CHANGE(S)
$2,300,000 Jan 15, 2026
CUMULATIVE DAYS ON MARKET
2
Property Details
Property Type
Residential
Status
Active
Bedrooms
5
Bathrooms (Full)
3
Property Sub Type
Residential-Detached
Square Feet
4,791
MLS #
1049649
Bathrooms (¾)
1
Bathrooms (Half)
1
New Properties On Market
29
16%
Increase In New Listings
Average Asking Price
$488,373
$94,553 Decrease In Avg Asking Price
Average Asking Price / Sq. Ft.
$195
$39 Decrease In List Price/Sq. Ft.
Average Days On Market
27
23 Day
Decrease In Days On Market
Data as of Jan 27, 2026.
Remaining statistics above are calculated on activity within the period from Nov 01, 2025 to Dec 31, 2025.
Mortgage Calculator
The information provided by this calculator is for illustrative purposes only and accuracy is not guaranteed. The values and figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. This calculator does not have the ability to pre-qualify you for any mortgage or loan program. Qualification for mortgages or loans requires additional information such as credit scores and existing debts which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. All information such as interest rates, taxes, insurance, monthly mortgage payments, etc. are estimates and should be used for comparison only.
Purchase Price
Loan Type
Down Payment
HOA Dues
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
Private Mortgage Insurance
Similar Listings
Information deemed reliable but not guaranteed by the MLS.
Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data Source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules. © 2025 IRES.
Property data was last updated on 1/16/2026 at 9:17 pm