970.232.4844

Wake up to Sparkling Waters and Majestic Mountain Views

West-Facing 5-Bedroom Residence is Designed to Capture Stunning Views

Every Sunrise, Sunset, and Season Transforms your Home into a Breathtaking Retreat

This Home Offers the Lifestyle You've been Dreaming of

Formal Dining Room with Custom Built-Ins Adds an Elegant Touch for Entertaining

Formal Dining Room with Cantilevered Ceiling

Gourmet Kitchen Features a New Wolf 5-Burner Induction Stove and Built-In Stainless Appliances

Kitchen with Center Island and Lots of Cabinet Space

Just off the Eating Area, Trex Decking with Two Retractable Sunshades Creates the Ideal Spot for Dining Al Fresco

Inviting Family Room with a Cozy Gas Fireplace

Family Room with Lots of Natural Light and Endless Views

Step Down into Living Room Focusing on Mountain and Lake Views

Primary Bedroom with Sliding Door to Private Deck Overlooking Mountains and Lake

Primary Bathroom with Jetted Tub and Walk-In Shower

Main Floor Bedroom Currently Used as an Office

Main Floor also Offers a Spacious Laundry Room with Built-Ins, a Laundry Sink, and LG Steam Washer and Dryer

Large Family/Rec Room that Offers a Sliding Door to Spacious Patio

Adjacent to Family Room is Ideal Location for Wet Bar. Direct Access to Boat Garage.

Enjoy the Lake and Mountain Backdrop in Every Season

Two Expansive Decks on the Main Level, and Carefully Designed Outdoor Living Spaces

Home Perfectly Framed by Mountains and Water

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Home » Real Estate » CO » Loveland » 80538 » 3913 Valley Oak Dr, Loveland, CO, 80538

$2,200,000

3913 Valley Oak Dr, Loveland, CO, 80538

5 Beds

5 Baths

4,791 Square Feet

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Incredible opportunity awaits w/ this west-facing 5-bed, 5-bath home offering panoramic views + flexible multi-generational layout. 3 bedrooms, living and family rooms, and formal/informal dining with built-ins are on main level. Gourmet kitchen with new Wolf induction range, built-ins, walk-in pantry, and eating bar. Laundry with LG steam washer/dryer. Oversized garage with epoxy floors, EV charger, and hot/cold water. Trex deck with retractable sunshades. Walkout lower level features 2 bedrooms w/ Jack-and-Jill bath, bonus room, wet bar rough-in, large rec room to patio, unfinished storage/expansion area, +lower garage with boat ramp access. Upgrades include newer HVAC, tankless water heater, humidifier, central vac, retaining wall, decks, landscaped yard + One Year Home Warranty.

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Offered By

Sally Brent, Group Centerra

Property Details

Property Type

Residential

Status

Closed

Bedrooms

Bathrooms (Full)

Property Sub Type

Single Family Residence

Square Feet

4,791

MLS #

1049649

Bathrooms (¾)

Bathrooms (Half)

Flooring

Wood

Appliances

Electric Range, Self Cleaning Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Trash Compactor, Disposal, Fire Alarm

BATH FEATURES

Bath

LAUNDRY FEATURES

Sink

FIREPLACE FEATURES

Two or More, Gas, Gas Log, Family Room

Heating

Forced Air, Humidity Control

Cooling

Central Air, Ceiling Fan(s), Whole House Fan

Utility Features

Natural Gas Available, Electricity Available, Cable Available, Satellite Avail, High Speed Avail

SEWER

Public Sewer

WATER SOURCE

District

Year Built

1991

Basement

Full, Walk-Out Access

FINISHED BASEMENT SIZE

2175.0

Roof

Composition

EXTERIOR FEATURES

Sprinkler System, Oversized Garage

Parking Features

Garage Door Opener, Attached

Lot Features

Level, Abuts Pond/Lake, House/Lot Faces SW, Lake Access, Lake Front, Paved, Fire Hydrant within 500 Feet

Garage spaces

View

Mountain(s), Hills, City, Water

CITY

Loveland

SUBDIVISION

Boyd Lake North

COUNTY

Larimer

AREA

Loveland/Berthoud

STATE

HOA

TAX AMOUNT

6434.0

HOA FEE

450.0

HOA FREQUENCY

Annually

LATEST UPDATE

2026-04-15T21:53:29.101Z

DAYS ON MARKET

PRICE CHANGE(S)

$2,300,000 Apr 15, 2026

Property Details

Property Type Residential

Status Closed

Bedrooms 5

Bathrooms (Full) 3

Property Sub Type Single Family Residence

Square Feet 4,791

MLS # 1049649

Bathrooms (¾) 1

Bathrooms (Half) 1

Market Trends

New Properties On Market

125

33% Increase In New Listings

Average Asking Price

$554,134

$213,710 Decrease In Avg Asking Price

Average Asking Price / Sq. Ft.

$222

$48 Decrease In List Price/Sq. Ft.

Average Days On Market

20 Day Decrease In Days On Market

Data as of May 01, 2026. Remaining statistics above are calculated on activity within the period from Mar 01, 2026 to Apr 30, 2026.

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The information provided by this calculator is for illustrative purposes only and accuracy is not guaranteed. The values and figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. This calculator does not have the ability to pre-qualify you for any mortgage or loan program. Qualification for mortgages or loans requires additional information such as credit scores and existing debts which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. All information such as interest rates, taxes, insurance, monthly mortgage payments, etc. are estimates and should be used for comparison only.

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