The Carter Lake Crown. Perched above the shimmering waters of Carter Lake, Carter Lake Crown is a rare Colorado retreat where serenity meets spectacle. From the east-facing deck, sailboats drift across the marina in summer, the lake glistens below, and evenings unfold into a tapestry of city lights stretching from Loveland to Longmont. To the west, sunsets spill across open valley skies in a daily display of color and calm. Set on 1.39 private acres within a gated enclave-no mandatory HOA, just shared pride of ownership-this 5,400+ SF modern Craftsman residence offers quiet, security, and unobstructed panoramic views. Carter Lake-owned land preserves sightlines to the east, while expansive parcels across the ridge ensure lasting privacy. Wildlife wanders freely among ponderosa pines, yet the boat ramp and marina are just five minutes away, bringing the joy and energy of lake life within effortless reach. Inside, soaring ceilings, bold hand-troweled walls, waterproof LVP flooring, and walls of Low-E windows frame unforgettable lake and city-light vistas. The great room stuns with a 16' vaulted ceiling, linear fireplace, and surround sound. A showpiece kitchen features Viking refrigeration, Thor induction cooktop, double ovens, quartz countertops, and a 9' island designed for gathering. The walkout lower level with wet bar and fireplace invites entertaining on any scale. Outdoor living is elevated with a 595 SF Timber Tech deck, propane grill line, hot tub, heated driveway, and WiFi-enabled lighting. Infrastructure matches beauty: 12.5 kW generator, EV circuit, tankless water heater, high-efficiency systems, and an oversized heated 4-car garage. An irrigated greenhouse and Craftsman outbuilding complete this exceptional offering. Peaceful. Private. Unforgettable.
Offered By
The Bernardi Group, Coldwell Banker Realty-Boulder
Sprinkler System, Balcony, Hot Tub, Oversized Garage
Parking Features
Garage Door Opener, RV Access/Parking, Attached
Lot Features
Wooded, Evergreen Trees, Deciduous Trees, Native Grass, Rock Outcropping, Abuts Pond/Lake, Abuts Public Open Space, House Faces East, Unincorporated, Lake Access, Lake Front, Marina in Community, Waterfront
Garage spaces
3
Other Structures
Storage
View
Hills, Plains View, City, Water
CITY
Loveland
SUBDIVISION
Carter Lake West
COUNTY
Larimer
AREA
Loveland/Berthoud
STATE
CO
COMMUNITY FEATURES
Gated
HOA
1
TAX AMOUNT
6055.99
HOA FEE
226.5
HOA FREQUENCY
Annually
LATEST UPDATE
2026-02-17T21:23:32.260Z
DAYS ON MARKET
5
PRICE CHANGE(S)
$2,950,000 Feb 13, 2026
Property Details
Property TypeResidential
StatusActive
Bedrooms4
Bathrooms (Full)2
Property Sub TypeSingle Family Residence
Square Feet2,717
MLS #1051525
Bathrooms (¾)1
Bathrooms (Half)1
FlooringWood
AppliancesElectric Range, Double Oven, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave, Water Softener Owned, Water Purifier Owned, Disposal
LAUNDRY FEATURESSink
FIREPLACE FEATURESTwo or More, Great Room, Basement
EXTERIOR FEATURESSprinkler System, Balcony, Hot Tub, Oversized Garage
Parking FeaturesGarage Door Opener, RV Access/Parking, Attached
Lot FeaturesWooded, Evergreen Trees, Deciduous Trees, Native Grass, Rock Outcropping, Abuts Pond/Lake, Abuts Public Open Space, House Faces East, Unincorporated, Lake Access, Lake Front, Marina in Community, Waterfront
Garage spaces3
Other StructuresStorage
ViewHills, Plains View, City, Water
CITYLoveland
SUBDIVISIONCarter Lake West
COUNTYLarimer
AREALoveland/Berthoud
STATECO
COMMUNITY FEATURESGated
HOA1
TAX AMOUNT6055.99
HOA FEE226.5
HOA FREQUENCYAnnually
LATEST UPDATE2026-02-17T21:23:32.260Z
DAYS ON MARKET5
PRICE CHANGE(S)
$2,950,000 Feb 13, 2026
Market Trends
New Properties On Market
71
184%
Increase In New Listings
Average Asking Price
$603,213
$265,505 Decrease In Avg Asking Price
Average Asking Price / Sq. Ft.
$276
$140 Decrease In List Price/Sq. Ft.
Average Days On Market
24
31 Day
Decrease In Days On Market
Data as of Feb 22, 2026.
Remaining statistics above are calculated on activity within the period from Dec 01, 2025 to Jan 31, 2026.
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