Better than new and thoughtfully upgraded throughout, this beautifully maintained 2024 ranch home in Fossil Creek Ranch offers comfort, style, and peace of mind in one of the area's most desirable communities.Featuring 4 bedrooms, 2 bathrooms, and 1,774 finished square feet, the open-concept layout is designed for easy everyday living with a spacious great room, eat-in kitchen, and convenient main-floor primary suite and laundry.This home stands out with over $30,000 in post-purchase improvements, including:$6,000 flooring upgrade creating a modern no-carpet interior$8,000 in motorized window blindsOwned $4,000 home security systemIncluded refrigerator, freezer, washer, and dryerThe seller has also completed a recent inspection and addressed every identified item through the builder's warranty department, offering added confidence and true move-in readiness for the next owner.Outside, the seller invested $15,000 into backyard landscaping, and the yard is under warranty and will be replaced in spring if it does not return to life, providing additional peace of mind. A planned fence is in progress with costs intended to be shared between backyard neighbors, and a quote can be provided upon request.Rare financing opportunity:This home includes a VA assumable loan with an approximate 4.75% interest rate for qualified buyers-potentially offering significant monthly savings compared to current market rates. Buyer must meet lender and VA eligibility requirements.Situated on a 6,381 sq ft lot with patio space, sprinkler system, and access to neighborhood hiking and biking trails, this home blends low-maintenance living with outdoor enjoyment-just minutes from Fort Collins amenities, Timnath schools, and convenient commuter routes.Move-in ready, heavily upgraded, warranty-backed, and paired with a below-market assumable interest rate-this is a rare opportunity to own a nearly new home without the wait or added expense of new construction.
Gas Range, Refrigerator, Washer, Dryer, Microwave, Disposal, Fire Alarm
Heating
Forced Air
Cooling
Central Air
Utility Features
Natural Gas Available, Electricity Available, Cable Available, High Speed Avail, Underground Utilities
WATER SOURCE
City, Cistern
Year Built
2024
Builder Name
D.R. Horton
Basement
None, Crawl Space
FINISHED BASEMENT SIZE
0.0
ARCHITECTURAL STYLE
Contemporary/Modern
Roof
Composition
EXTERIOR FEATURES
Sprinkler System, >8' Garage Door
Parking Features
Attached
Lot Features
Paved, Curbs, Gutters, Street Light
Garage spaces
2
CITY
Windsor
SUBDIVISION
Fossil Creek Ranch Sub 2nd Filing
COUNTY
Larimer
AREA
Fort Collins
STATE
CO
COMMUNITY FEATURES
Trail(s)
HOA
1
TAX AMOUNT
5174.0
HOA FEE
350.0
HOA FREQUENCY
Annually
LATEST UPDATE
2026-03-09T16:02:17.149Z
DAYS ON MARKET
21
PRICE CHANGE(S)
$549,000 Mar 9, 2026
$555,000 Feb 20, 2026
Property Details
Property TypeResidential
StatusActive
Bedrooms4
Bathrooms (Full)2
Property Sub TypeSingle Family Residence
Square Feet1,774
MLS #1051789
AppliancesGas Range, Refrigerator, Washer, Dryer, Microwave, Disposal, Fire Alarm
HeatingForced Air
CoolingCentral Air
Utility FeaturesNatural Gas Available, Electricity Available, Cable Available, High Speed Avail, Underground Utilities
WATER SOURCECity, Cistern
Year Built2024
Builder NameD.R. Horton
BasementNone, Crawl Space
FINISHED BASEMENT SIZE0.0
ARCHITECTURAL STYLEContemporary/Modern
RoofComposition
EXTERIOR FEATURESSprinkler System, >8' Garage Door
Parking FeaturesAttached
Lot FeaturesPaved, Curbs, Gutters, Street Light
Garage spaces2
CITYWindsor
SUBDIVISIONFossil Creek Ranch Sub 2nd Filing
COUNTYLarimer
AREAFort Collins
STATECO
COMMUNITY FEATURESTrail(s)
HOA1
TAX AMOUNT5174.0
HOA FEE350.0
HOA FREQUENCYAnnually
LATEST UPDATE2026-03-09T16:02:17.149Z
DAYS ON MARKET21
PRICE CHANGE(S)
$549,000 Mar 9, 2026
$555,000 Feb 20, 2026
Market Trends
New Properties On Market
38
153%
Increase In New Listings
Average Asking Price
$722,887
$104,799 Decrease In Avg Asking Price
Average Asking Price / Sq. Ft.
$260
$48 Decrease In List Price/Sq. Ft.
Average Days On Market
13
28 Day
Decrease In Days On Market
Data as of Mar 15, 2026.
Remaining statistics above are calculated on activity within the period from Jan 01, 2026 to Feb 28, 2026.
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