Lake Loveland Waterfront, No HOA, NO Metro TAX, Proven Short-Term Rental Income. Vacation every day on Lake Loveland. This rare lakefront retreat sits on one of the largest lots on the lake and offers true year-round lake life with full homeowner-only access motorized and non-motorized boats, jet skis, wake surfing, water skiing, swimming, paddleboarding, fishing, all allowed. Enjoy the flexibility of a proven short-term rental history, allowing you to enjoy the lake when you want and generate income when youre away. No HOA or metro tax exceptional freedom and lower carrying costs. Inside, sunlight fills a bright, flexible layout with 4 bedrooms plus a potential 5th on the walk-out level. The upper level features three bedrooms and two refreshed baths. The lakefront primary suite feels like a private lakeside escape with sliding doors opening directly to the shoreline, a spa-inspired ensuite, and three closets, including a laundry closet. The walk-out lower level is designed for relaxed lake living full glass doors open to a patio just steps from the water, ideal for entertaining, summer BBQs, guest accommodations, or a private suite. Outside, mature trees, garden beds, multiple seating areas, and an expansive yard create a true vacation-at-home experience. Morning coffee on the shoreline, afternoons on the water, and postcard sunsets this is a home people remember. Ideal as a primary residence, second home, or income-producing lake property. Minutes to downtown Loveland, shopping, trails, Fort Collins, and an easy scenic drive to Estes Park and Rocky Mountain National Park. Seller reviewing interest regularly submit to be considered. First American Home Warranty included.
Offered By
Kathryn Ann Shea 7202318179, C3 Real Estate Solutions, LLC
Utility FeaturesNatural Gas Available, Electricity Available, Cable Available
SEWERCity Sewer
WATER SOURCECity Water, City of Loveland
Year Built1978
BasementFull
FINISHED BASEMENT SIZE624.0
ARCHITECTURAL STYLEContemporary/Modern
RoofComposition
EXTERIOR FEATURESLighting
Parking FeaturesGarage Door Opener, RV/Boat Parking
Lot FeaturesCurbs, Gutters, Sidewalks, Fire Hydrant within 500 Feet, Lawn Sprinkler System, Wooded, Level
Garage spaces2
ViewWater
CITYLoveland
SUBDIVISIONSunny Bay Estates
COUNTYLarimer
AREALoveland/Berthoud
STATECO
SENIOR COMMUNITYNo
TAX AMOUNT7004.0
LATEST UPDATE2026-01-27T17:24:26.049Z
DAYS ON MARKET270
PRICE CHANGE(S)
$1,449,000 May 3, 2025
$1,399,000 Aug 21, 2025
$1,374,999 Oct 27, 2025
$1,325,000 Nov 14, 2025
CUMULATIVE DAYS ON MARKET602
Market Trends
New Properties On Market
29
16%
Increase In New Listings
Average Asking Price
$488,373
$94,553 Decrease In Avg Asking Price
Average Asking Price / Sq. Ft.
$195
$39 Decrease In List Price/Sq. Ft.
Average Days On Market
27
26 Day
Decrease In Days On Market
Data as of Jan 27, 2026.
Remaining statistics above are calculated on activity within the period from Nov 01, 2025 to Dec 31, 2025.
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