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Blog How to Cover Unexpected Costs with a Personal Loan By Jennifer Calonia Owning a home comes with its rewards — it’s an investment, a cozy haven to kick-up your feet after a long day of work, and a welcoming place to bring family and friends together. Although all of this makes homeownership fulfilling, owning a home also opens the door for unexpected (but necessary) […]
Blog 5 Deal Breakers that can blindside home buyers Purchasing a home can be a complex endeavor for even the most well prepared home buyer.  You’ve diligently saved for your down payment, followed the market, researched agents and now you are ready to make an offer on your dream home.  Don’t let these 5 “Deal Breakers” come between you and your new home. Big […]
Buyers Are You Better Off Paying Your Mortgage Earlier or Investing Your Money? Photo Credit: Rawpixel via Unsplash Few topics cause more division among economists than the age-old debate of whether you’re better off paying off your mortgage earlier, or investing that money instead. And there’s a good reason why that debate continues; both sides make compelling arguments. For many people, their mortgage is the largest expense they […]
Buyers The Whole Story Metro Denver has 2.1 months of inventory on the market. This means that, at the current pace of sales, it would take just over 2 months to sell every single-family home currently listed for sale. But that’s not the whole story because inventory levels vary drastically depending upon the price of the home. When we […]
Buyers Good Loan News Here are two recently-announced pieces of really good news for home buyers. • The Colorado Housing and Finance Authority recently raised the income limit for their down payment assistance program to $115,600. Now more people can get help with a down payment. • Fannie Mae and Freddie Mac raised their conforming loan limits so that […]
Buyers 5 Deal Breakers that can blindside home buyers   Purchasing a home can be a complex endeavor for even the most well-prepared home buyer.  You’ve diligently saved for your down payment, followed the market, researched agents and now you are ready to make an offer on your dream home.  Don’t let these 5 “Deal Breakers” come between you and your new home. Big […]
Buyers Investing in Rental Property: The Risks, Rewards, and Benefits of Owning Rental Property One area of the real estate market that is thriving right now is rental property. All indications suggest that the rental market will continue to improve because of low vacancy rates and rising rents. In fact, the demand for rentals is predicted to far exceed supply through 2016, with 4.5 million new renters expected to […]
Buyers HQ3? The Front Range may have lost out on Amazon’s HQ2, but that doesn’t mean their company won’t affect our economy. Denver was in the running for Amazon’s massive new second headquarters that supposedly would bring 50,000 new high-paying jobs and $5 Billion of investment. In the end Amazon chose to split the headquarters among two […]
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Buyers A Quick Guide to Understanding Real Estate Designations What do those letters and acronyms mean at the end of your real estate agent’s name? We’re here to answer that question and explain why it might matter to you. Like other professionals, real estate agents have the ability to specialize in certain areas of the business by earning designations. Those acronyms signify that they […]
Buyers Home Inspections Matter So Be Sure to Get Them Right For many people, a home inspection is a hurdle that has to be overcome during the process of buying or selling a home. But, in fact, it can be a useful tool for buyers, sellers or anyone who plans to get the greatest possible value from their home. Find out if the house you are […]
Buyers Good News for Buyers Here’s some good news for buyers who have been waiting for more selection… No need to wait any more because the numbers show that more new listings are hitting the market compared to the recent past. In Metro Denver, the number of homes for sale is up 14.42% compared to last year. That equates to […]
Buyers Perspectives: Buyer Fatigue Buyer fatigue. It’s a very real thing and we’re seeing it in cities all up and down the West Coast. What’s causing it? Intensely competitive market conditions in which bidding wars and properties selling for significantly more than asking price are the norm. It’s tiring for buyers. It’s tiring for agents. And it’s emotionally draining […]
Buyers Buying Waterfront Properties – What You Should Know Before Taking the Plunge Living on the Water Is a Lifestyle Enjoying direct and private access to the water is typically the primary motivator for buyers seeking a waterfront property. As such, it’s really important to consider how you intend to use your waterfront. For example, if you’re a boater, evaluate the moorage at the property. Is the water […]
Buyers Homeowners Insurance: Protecting Your Home In addition to providing shelter and comfort, our home is often our single greatest asset. And it’s important that we protect that precious investment. Most homeowners realize the importance of homeowners insurance in safeguarding the value of a home. However, what they may not know is that about two-thirds of all homeowners are under-insured. According […]
Buyers How to Hire a Home Inspector Is this the year you make the leap to buy your first home? A home is a major investment and, for many people, the greatest financial asset they have. With so much at stake, it makes sense to do what you can to protect your financial interest. Getting a home inspection is a smart, simple […]
Buyers In the market to buy a home? Make a list and check it twice. Are you thinking of buying a home, and you aren’t sure exactly where to start? Here is a checklist to help you get ready to make your home dreams come true: Decide where you want to live! Are you where you want to be? Generally, you will want to plan on staying in your home for […]
Buyers Love Letters: How to set yourself apart in a seller’s market Love letters are a lost art form, in romance and home buying. Yes, home buying. If you’re a buyer and you want to set yourself apart from other buyers, you might want to state your intentions clearly by declaring your abiding love for the seller’s home in a letter. Here are a few tips for […]
Buyers Buying your home: A step-by-step approach There is a lot to consider when you decide to buy a home, especially if it is your first. How much home you can afford? What kind of loan should you choose? Which neighborhoods are both affordable and a good investment? These are just a few of the questions you’ll be asking yourself. But with […]
Buyers Top 10 qualities to look for in an agent     Buying a home is one of the most significant financial and emotional purchases of a person’s life. That’s why it is so important to find an agent that can not only help you navigate the home search process, but one who can also answer your questions and represent your needs from start to […]
Buyers Does the Home of Your Dreams Really Exist? Agent: “So, what kind of a house are you looking for?” Client: “Anything with 3 bedrooms and a couple baths. Oh, and a big yard would be cool, too.” Agent: “I know of several that we can show you.” Client: “Just pick three that you think I’ll like, and I’ll buy one of them.” If […]
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